26th April 2010

Royal London 360 trust utilises offshore bond to cut IHT

p555t, is the ad headline behind Royal London 360^o's new Select Discounted Gift Trust. Different you may say, but as with previous product campaigns this one continues the conn3ction with the overall theme of, 'building wealth through know how with numbers'. Royal London 360^o is hoping that you'll be curious about the whispers, as indeed we are, this new trust allows clients to more effectively reduce their Inheritance Tax on death while enjoying an income for life.

For those of you who are advocates of offshore products, you may well have heard the whispers about Royal London 360^o's new trust already, but for those of you who haven't, here are a few details.

Not just any old DGT; what Royal London 360^o have developed here is a trust-based solution that offers greater flexibility than ever seen before. It is one of just a few arrangements in the market that allows benefits to be paid out to family or friends before death. It also offers one of the longest periods over which clients can defer taking an income. And it remains the only product around, from an offshore life assurer, to have an additional 'Access Fund' that can be useful when clients are unsure of their future capital requirements. The Select DGT can even accept additional investments after the trust has been created.

All of this is backed-up by Royal London 360^o's distinctive service-led ethos, impressive financial strength and globe-spanning offshore experience.
Now we've passed on the whisper, Royal London 360^o will be want you to believe that there's no going back.

Royal London 360^o have made their Select DGT case study available for Panacea members without the need to log-in to their IFA centre, you can access it from the following link, Select DGT Case Study.

Article last updated April 14, 2010

RDR