Industry news and views from Panacea and our partners.
Abraham Okusanya, FinalytiQ_
RIP Robo Advisers, Long Live Robo for Advisers
Im in Carlifornia this week, attending the T3 Advisor Conference. The event features an impressive array of technology solution available to advisers. From portfolio management, account aggregation, financial
FinalytiQ: Historical evidence of sequence risk in retirement portfolios
I know, I know. Ive been banging on the subject for some time now ehr since George Osborne muttered these seemingly harmless words No caps. No drawdown limits. Let me be clear. No one will have to buy an annuity.
FinalytiQ: Nobody knows nothing
When the now famous RBS analyst cried sell everything in January 2016, it was apparent the intent was to grab attention. And grab attention it did. It was echoed by the financial press. Never mind that it was downright reckless for any investor to do so. As it turns out, 2016 was a good year for mainstream asset classes. It was difficult not to have made money, even if you tried. Even gilts posted double digit returns again. Gilts!!!
FinalytiQ: Its here! Advised Platform Report 2016!
Its the most comprehensive analysis of advised platforms youve ever read. Its pack extensive data and critical analysis on the financial performance of 26 advised platforms who together account for more than 95% assets of the advised platform sector.
FinalytiQ: Standard Life MyFolio Vs Brainless Portfolio
The overwhelming conclusion of The Great Guide to Risk-Rated Multi-Asset Funds is that multi-asset managers have no asset allocation, manager selection or risk management expertise worth paying for. Judged against simple low-cost equity-bond portfolios constructed by a novice investor (dubbed Brainless Portfolios), most multi-asset funds systematically damaged returns on a risk adjusted basis and reduce the chances of an investor meeting their return objectives.
FinaltyiQ: My Frustration About Benchmarking Risk-Rated Multi Asset Funds
Well over £80 billion of peoples assets are invested in risk-rated multi asset funds! Sadly, the current fund analysis tools are grossly inefficient for assessing an entire multi-asset fund range/family, as opposed to focusing on individual funds in isolation. Well, thats until now.
FinalytiQ: Guide to Platform Profitability
The guide is a detailed analysis of the profitability of advised platforms over the last 4 years. It covers 23 major adviser platforms, who together account for more 90% of the total AUA in the adviser market.
FinalytiQ: Longevity and Survival Probability In Retirement Income Modelling
The fear of dying is right up there on the list of top fears people have. But apparently, the fear of public speaking is even higher on that list. May be Ive got this all wrong but if thats true, then it seems to me that when the average person goes to a funeral, theyll rather be in the casket than do the eulogy?